Overview

Quick Facts

Daily Price

$20.5091
0.00% ($0.00)
June 30, 2022

Summary Stats

Asset Class Canadian Neutral Balanced
Risk Low to Medium
MER 1 2.61%
Net Assets $4.28 B
Inception Date October 02, 2009
Fund Status Open
Geographic Allocation
A map of Canada.
A map of Canada.

Geographic Allocation

A map of Canada.
A map of Canada.

Growth of $10,000

A chart thumbnail displaying change in value of $10,000 invested in this fund.
A chart thumbnail displaying change in value of $10,000 invested in this fund. 

Underlying Fund

Manulife Monthly High Income Fund

Underlying Fund Manager

Manulife Investment Management Limited

Portfolio Managers

Jonathan Popper, Prakash Chaudhari, Roshan Thiru, Saurabh Moudgil

Investment Objective

This Balanced Fund aims to provide steady flow of monthly income and capital growth. The Fund invests primarily in Canadian fixed income and large-cap Canadian equity securities. The Fund may also invest in securities of royalty trusts and real estate investment trusts (“REITs”).

Fund Codes

Front-end Back-end Low-load F-Class No-load with CB Elite front-end Elite back-end Elite low-load
EstatePlus (Elite) MGF9119 MGF9619 MGF9719
IncomePlus v2.0 (Elite) MGF8719 MGF9419 MGF9519
IncomePlus v2.1 (Elite) MGF7019 MGF7119 MGF7219
IncomePlus v2.2 (Elite) MGF2819 MGF6419 MGF7519
InvestmentPlus (Elite) MGF8619 MGF9219 MGF9319
EstatePlus MGF8819 MGF8919 MGF9019
EstatePlus (F-Class) MGF6219
IncomePlus v2.0 MGF8319 MGF8419 MGF8519
IncomePlus v2.0 (F-Class) MGF6119
IncomePlus v2.1 MGF6719 MGF6819 MGF6919
IncomePlus v2.1 (F-Class) MGF7319
IncomePlus v2.2 MGF1319 MGF2919 MGF7419
IncomePlus v2.2 (F-Class) MGF7819
InvestmentPlus MGF8019 MGF8119 MGF8219 MGF5019
InvestmentPlus (F-Class) MGF6019

EstatePlus (Elite)

Front-end
Back-end
Low-load
F-Class
No-load with CB
Elite front-end MGF9119
Elite back-end MGF9619
Elite low-load MGF9719

IncomePlus v2.0 (Elite)

Front-end
Back-end
Low-load
F-Class
No-load with CB
Elite front-end MGF8719
Elite back-end MGF9419
Elite low-load MGF9519

IncomePlus v2.1 (Elite)

Front-end
Back-end
Low-load
F-Class
No-load with CB
Elite front-end MGF7019
Elite back-end MGF7119
Elite low-load MGF7219

IncomePlus v2.2 (Elite)

Front-end
Back-end
Low-load
F-Class
No-load with CB
Elite front-end MGF2819
Elite back-end MGF6419
Elite low-load MGF7519

InvestmentPlus (Elite)

Front-end
Back-end
Low-load
F-Class
No-load with CB
Elite front-end MGF8619
Elite back-end MGF9219
Elite low-load MGF9319

EstatePlus

Front-end MGF8819
Back-end MGF8919
Low-load MGF9019
F-Class
No-load with CB
Elite front-end
Elite back-end
Elite low-load

EstatePlus (F-Class)

Front-end
Back-end
Low-load
F-Class MGF6219
No-load with CB
Elite front-end
Elite back-end
Elite low-load

IncomePlus v2.0

Front-end MGF8319
Back-end MGF8419
Low-load MGF8519
F-Class
No-load with CB
Elite front-end
Elite back-end
Elite low-load

IncomePlus v2.0 (F-Class)

Front-end
Back-end
Low-load
F-Class MGF6119
No-load with CB
Elite front-end
Elite back-end
Elite low-load

IncomePlus v2.1

Front-end MGF6719
Back-end MGF6819
Low-load MGF6919
F-Class
No-load with CB
Elite front-end
Elite back-end
Elite low-load

IncomePlus v2.1 (F-Class)

Front-end
Back-end
Low-load
F-Class MGF7319
No-load with CB
Elite front-end
Elite back-end
Elite low-load

IncomePlus v2.2

Front-end MGF1319
Back-end MGF2919
Low-load MGF7419
F-Class
No-load with CB
Elite front-end
Elite back-end
Elite low-load

IncomePlus v2.2 (F-Class)

Front-end
Back-end
Low-load
F-Class MGF7819
No-load with CB
Elite front-end
Elite back-end
Elite low-load

InvestmentPlus (selected)

Front-end MGF8019
Back-end MGF8119
Low-load MGF8219
F-Class
No-load with CB MGF5019
Elite front-end
Elite back-end
Elite low-load

InvestmentPlus (F-Class)

Front-end
Back-end
Low-load
F-Class MGF6019
No-load with CB
Elite front-end
Elite back-end
Elite low-load
Front-end Back-end Low-load F-Class No-load with CB Elite front-end Elite back-end Elite low-load
EstatePlus (Elite) MGF9119 MGF9619 MGF9719
IncomePlus v2.0 (Elite) MGF8719 MGF9419 MGF9519
IncomePlus v2.1 (Elite) MGF7019 MGF7119 MGF7219
IncomePlus v2.2 (Elite) MGF2819 MGF6419 MGF7519
InvestmentPlus (Elite) MGF8619 MGF9219 MGF9319
EstatePlus MGF8819 MGF8919 MGF9019
EstatePlus (F-Class) MGF6219
IncomePlus v2.0 MGF8319 MGF8419 MGF8519
IncomePlus v2.0 (F-Class) MGF6119
IncomePlus v2.1 MGF6719 MGF6819 MGF6919
IncomePlus v2.1 (F-Class) MGF7319
IncomePlus v2.2 MGF1319 MGF2919 MGF7419
IncomePlus v2.2 (F-Class) MGF7819
InvestmentPlus MGF8019 MGF8119 MGF8219 MGF5019
InvestmentPlus (F-Class) MGF6019

Performance ±

Growth Chart

Jump to Range
Total return for this timeframe
Growth Chart

Compound Returns (%)

1 month 3 months 6 months YTD 1 year 3 years 5 years 10 years Inception
-1.49 -5.17 -7.49 -10.59 -2.10 4.26 4.51 7.11 7.55
-1.49 -5.17 -7.49 -10.59 -2.10 4.26 4.51 7.11 7.55
-1.49 -5.19 -7.51 -10.62 -2.14 4.21 4.47 7.11 6.93
-1.49 -5.16 -7.47 -10.58 -2.07 4.28 4.53 6.87
-1.49 -5.17 -7.49 -10.59 -2.10 4.26 4.51 7.11 7.55
-1.56 -5.36 -7.85 -10.89 -2.86 3.44 3.69 6.27 6.08
-1.46 -5.10 -7.35 -10.49 -1.81 4.57 4.80 7.39 6.82
-1.56 -5.36 -7.85 -10.89 -2.86 3.44 3.69 6.27 6.08
-1.46 -5.10 -7.35 -10.49 -1.81 4.57 4.80 7.39 6.82
-1.56 -5.36 -7.85 -10.88 -2.86 3.45 3.69 6.28 6.11
-1.46 -5.07 -7.27 -10.42 -1.66 4.60 4.82 7.42 7.24
-1.56 -5.35 -7.84 -10.88 -2.85 3.46 3.71 6.02
-1.49 -5.14 -7.36 -10.51 -1.79 4.51 4.81 7.17
-1.56 -5.36 -7.85 -10.89 -2.86 3.44 3.69 6.27 6.08
-1.46 -5.10 -7.35 -10.49 -1.81 4.57 4.80 7.39 6.82

EstatePlus (Elite)

1 month -1.49
3 months -5.17
6 months -7.49
YTD -10.59
1 year -2.10
3 years 4.26
5 years 4.51
10 years 7.11
Inception 7.55

IncomePlus v2.0 (Elite)

1 month -1.49
3 months -5.17
6 months -7.49
YTD -10.59
1 year -2.10
3 years 4.26
5 years 4.51
10 years 7.11
Inception 7.55

IncomePlus v2.1 (Elite)

1 month -1.49
3 months -5.19
6 months -7.51
YTD -10.62
1 year -2.14
3 years 4.21
5 years 4.47
10 years 7.11
Inception 6.93

IncomePlus v2.2 (Elite)

1 month -1.49
3 months -5.16
6 months -7.47
YTD -10.58
1 year -2.07
3 years 4.28
5 years 4.53
10 years
Inception 6.87

InvestmentPlus (Elite)

1 month -1.49
3 months -5.17
6 months -7.49
YTD -10.59
1 year -2.10
3 years 4.26
5 years 4.51
10 years 7.11
Inception 7.55

EstatePlus

1 month -1.56
3 months -5.36
6 months -7.85
YTD -10.89
1 year -2.86
3 years 3.44
5 years 3.69
10 years 6.27
Inception 6.08

EstatePlus (F-Class)

1 month -1.46
3 months -5.10
6 months -7.35
YTD -10.49
1 year -1.81
3 years 4.57
5 years 4.80
10 years 7.39
Inception 6.82

IncomePlus v2.0

1 month -1.56
3 months -5.36
6 months -7.85
YTD -10.89
1 year -2.86
3 years 3.44
5 years 3.69
10 years 6.27
Inception 6.08

IncomePlus v2.0 (F-Class)

1 month -1.46
3 months -5.10
6 months -7.35
YTD -10.49
1 year -1.81
3 years 4.57
5 years 4.80
10 years 7.39
Inception 6.82

IncomePlus v2.1

1 month -1.56
3 months -5.36
6 months -7.85
YTD -10.88
1 year -2.86
3 years 3.45
5 years 3.69
10 years 6.28
Inception 6.11

IncomePlus v2.1 (F-Class)

1 month -1.46
3 months -5.07
6 months -7.27
YTD -10.42
1 year -1.66
3 years 4.60
5 years 4.82
10 years 7.42
Inception 7.24

IncomePlus v2.2

1 month -1.56
3 months -5.35
6 months -7.84
YTD -10.88
1 year -2.85
3 years 3.46
5 years 3.71
10 years
Inception 6.02

IncomePlus v2.2 (F-Class)

1 month -1.49
3 months -5.14
6 months -7.36
YTD -10.51
1 year -1.79
3 years 4.51
5 years 4.81
10 years
Inception 7.17

InvestmentPlus

1 month -1.56
3 months -5.36
6 months -7.85
YTD -10.89
1 year -2.86
3 years 3.44
5 years 3.69
10 years 6.27
Inception 6.08

InvestmentPlus (F-Class)

1 month -1.46
3 months -5.10
6 months -7.35
YTD -10.49
1 year -1.81
3 years 4.57
5 years 4.80
10 years 7.39
Inception 6.82
1 month 3 months 6 months YTD 1 year 3 years 5 years 10 years Inception
EstatePlus (Elite) -1.49 -5.17 -7.49 -10.59 -2.10 4.26 4.51 7.11 7.55
IncomePlus v2.0 (Elite) -1.49 -5.17 -7.49 -10.59 -2.10 4.26 4.51 7.11 7.55
IncomePlus v2.1 (Elite) -1.49 -5.19 -7.51 -10.62 -2.14 4.21 4.47 7.11 6.93
IncomePlus v2.2 (Elite) -1.49 -5.16 -7.47 -10.58 -2.07 4.28 4.53 6.87
InvestmentPlus (Elite) -1.49 -5.17 -7.49 -10.59 -2.10 4.26 4.51 7.11 7.55
EstatePlus -1.56 -5.36 -7.85 -10.89 -2.86 3.44 3.69 6.27 6.08
EstatePlus (F-Class) -1.46 -5.10 -7.35 -10.49 -1.81 4.57 4.80 7.39 6.82
IncomePlus v2.0 -1.56 -5.36 -7.85 -10.89 -2.86 3.44 3.69 6.27 6.08
IncomePlus v2.0 (F-Class) -1.46 -5.10 -7.35 -10.49 -1.81 4.57 4.80 7.39 6.82
IncomePlus v2.1 -1.56 -5.36 -7.85 -10.88 -2.86 3.45 3.69 6.28 6.11
IncomePlus v2.1 (F-Class) -1.46 -5.07 -7.27 -10.42 -1.66 4.60 4.82 7.42 7.24
IncomePlus v2.2 -1.56 -5.35 -7.84 -10.88 -2.85 3.46 3.71 6.02
IncomePlus v2.2 (F-Class) -1.49 -5.14 -7.36 -10.51 -1.79 4.51 4.81 7.17
InvestmentPlus (selected) -1.56 -5.36 -7.85 -10.89 -2.86 3.44 3.69 6.27 6.08
InvestmentPlus (F-Class) -1.46 -5.10 -7.35 -10.49 -1.81 4.57 4.80 7.39 6.82

Calendar Returns (%)

2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021
1.74 7.86 16.19 16.75 0.30 5.98 10.86 -5.50 14.08 6.96 13.66
1.74 7.86 16.19 16.75 0.30 5.98 10.86 -5.50 14.08 6.96 13.66
16.16 16.78 0.30 5.98 10.85 -5.53 14.04 6.92 13.61
16.76 0.33 6.02 10.89 -5.47 14.09 6.96 13.68
1.74 7.86 16.19 16.75 0.30 5.98 10.86 -5.50 14.08 6.96 13.66
8.22 0.94 7.01 15.29 15.84 -0.49 5.14 9.99 -6.24 13.18 6.11 12.77
2.31 8.13 16.49 17.04 0.53 6.23 11.15 -5.24 14.41 7.27 14.00
8.22 0.94 7.01 15.29 15.84 -0.49 5.14 9.99 -6.24 13.18 6.11 12.77
2.31 8.13 16.49 17.04 0.53 6.23 11.15 -5.24 14.41 7.27 14.00
15.30 15.84 -0.48 5.15 10.00 -6.24 13.19 6.12 12.78
16.64 17.25 0.46 6.19 11.09 -5.25 14.37 7.20 14.14
15.86 -0.47 5.17 10.01 -6.23 13.20 6.13 12.79
17.15 0.64 6.33 11.23 -5.15 14.47 7.11 13.99
8.22 0.94 7.01 15.29 15.84 -0.49 5.14 9.99 -6.24 13.18 6.11 12.77
2.31 8.13 16.49 17.04 0.53 6.23 11.15 -5.24 14.41 7.27 14.00

EstatePlus (Elite)

2009
2010
2011 1.74
2012 7.86
2013 16.19
2014 16.75
2015 0.30
2016 5.98
2017 10.86
2018 -5.50
2019 14.08
2020 6.96
2021 13.66

IncomePlus v2.0 (Elite)

2009
2010
2011 1.74
2012 7.86
2013 16.19
2014 16.75
2015 0.30
2016 5.98
2017 10.86
2018 -5.50
2019 14.08
2020 6.96
2021 13.66

IncomePlus v2.1 (Elite)

2009
2010
2011
2012
2013 16.16
2014 16.78
2015 0.30
2016 5.98
2017 10.85
2018 -5.53
2019 14.04
2020 6.92
2021 13.61

IncomePlus v2.2 (Elite)

2009
2010
2011
2012
2013
2014 16.76
2015 0.33
2016 6.02
2017 10.89
2018 -5.47
2019 14.09
2020 6.96
2021 13.68

InvestmentPlus (Elite)

2009
2010
2011 1.74
2012 7.86
2013 16.19
2014 16.75
2015 0.30
2016 5.98
2017 10.86
2018 -5.50
2019 14.08
2020 6.96
2021 13.66

EstatePlus

2009
2010 8.22
2011 0.94
2012 7.01
2013 15.29
2014 15.84
2015 -0.49
2016 5.14
2017 9.99
2018 -6.24
2019 13.18
2020 6.11
2021 12.77

EstatePlus (F-Class)

2009
2010
2011 2.31
2012 8.13
2013 16.49
2014 17.04
2015 0.53
2016 6.23
2017 11.15
2018 -5.24
2019 14.41
2020 7.27
2021 14.00

IncomePlus v2.0

2009
2010 8.22
2011 0.94
2012 7.01
2013 15.29
2014 15.84
2015 -0.49
2016 5.14
2017 9.99
2018 -6.24
2019 13.18
2020 6.11
2021 12.77

IncomePlus v2.0 (F-Class)

2009
2010
2011 2.31
2012 8.13
2013 16.49
2014 17.04
2015 0.53
2016 6.23
2017 11.15
2018 -5.24
2019 14.41
2020 7.27
2021 14.00

IncomePlus v2.1

2009
2010
2011
2012
2013 15.30
2014 15.84
2015 -0.48
2016 5.15
2017 10.00
2018 -6.24
2019 13.19
2020 6.12
2021 12.78

IncomePlus v2.1 (F-Class)

2009
2010
2011
2012
2013 16.64
2014 17.25
2015 0.46
2016 6.19
2017 11.09
2018 -5.25
2019 14.37
2020 7.20
2021 14.14

IncomePlus v2.2

2009
2010
2011
2012
2013
2014 15.86
2015 -0.47
2016 5.17
2017 10.01
2018 -6.23
2019 13.20
2020 6.13
2021 12.79

IncomePlus v2.2 (F-Class)

2009
2010
2011
2012
2013
2014 17.15
2015 0.64
2016 6.33
2017 11.23
2018 -5.15
2019 14.47
2020 7.11
2021 13.99

InvestmentPlus

2009
2010 8.22
2011 0.94
2012 7.01
2013 15.29
2014 15.84
2015 -0.49
2016 5.14
2017 9.99
2018 -6.24
2019 13.18
2020 6.11
2021 12.77

InvestmentPlus (F-Class)

2009
2010
2011 2.31
2012 8.13
2013 16.49
2014 17.04
2015 0.53
2016 6.23
2017 11.15
2018 -5.24
2019 14.41
2020 7.27
2021 14.00
2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021
EstatePlus (Elite) 1.74 7.86 16.19 16.75 0.30 5.98 10.86 -5.50 14.08 6.96 13.66
IncomePlus v2.0 (Elite) 1.74 7.86 16.19 16.75 0.30 5.98 10.86 -5.50 14.08 6.96 13.66
IncomePlus v2.1 (Elite) 16.16 16.78 0.30 5.98 10.85 -5.53 14.04 6.92 13.61
IncomePlus v2.2 (Elite) 16.76 0.33 6.02 10.89 -5.47 14.09 6.96 13.68
InvestmentPlus (Elite) 1.74 7.86 16.19 16.75 0.30 5.98 10.86 -5.50 14.08 6.96 13.66
EstatePlus 8.22 0.94 7.01 15.29 15.84 -0.49 5.14 9.99 -6.24 13.18 6.11 12.77
EstatePlus (F-Class) 2.31 8.13 16.49 17.04 0.53 6.23 11.15 -5.24 14.41 7.27 14.00
IncomePlus v2.0 8.22 0.94 7.01 15.29 15.84 -0.49 5.14 9.99 -6.24 13.18 6.11 12.77
IncomePlus v2.0 (F-Class) 2.31 8.13 16.49 17.04 0.53 6.23 11.15 -5.24 14.41 7.27 14.00
IncomePlus v2.1 15.30 15.84 -0.48 5.15 10.00 -6.24 13.19 6.12 12.78
IncomePlus v2.1 (F-Class) 16.64 17.25 0.46 6.19 11.09 -5.25 14.37 7.20 14.14
IncomePlus v2.2 15.86 -0.47 5.17 10.01 -6.23 13.20 6.13 12.79
IncomePlus v2.2 (F-Class) 17.15 0.64 6.33 11.23 -5.15 14.47 7.11 13.99
InvestmentPlus (selected) 8.22 0.94 7.01 15.29 15.84 -0.49 5.14 9.99 -6.24 13.18 6.11 12.77
InvestmentPlus (F-Class) 2.31 8.13 16.49 17.04 0.53 6.23 11.15 -5.24 14.41 7.27 14.00

Portfolio Allocation as of April 30, 2022

Asset Allocation (%)

Asset Allocation pie chart. See following table for detailed information. The pie slices display the relative value of each table entry.

Asset Allocation pie chart.
Name Weight %
Equities 56.56
Fixed income 34.31
Cash and equivalents 9.07

Geographic Allocation (%)

Geographic Allocation pie chart. See following table for detailed information. The pie slices display the relative value of each table entry.

Geographic Allocation pie chart.
Name Weight %
Canada 73.25
United States 22.72
Ireland 1.84
Bermuda 1.45
Taiwan 0.64
Australia 0.06
Jersey Channel Islands 0.05

Sector Allocation (%)

Sector Allocation pie chart. See following table for detailed information. The pie slices display the relative value of each table entry.

Sector Allocation pie chart.
Name Weight %
Information tech. 22.39
Financials 19.27
Industrials 14.52
Consumer staples 10.53
Health care 8.03
Communication serv. 7.43
Cons. discrectionary 6.40
Energy 6.11
Utilities 3.98
Real Estate 1.26
Materials 0.07

Fixed Income Allocation (%)

Fixed Income Allocation table combined with a bar chart. The bars are under each row, representing the relative value of each table entry.

Canadian investment grade bonds 60.74
Floating rate bank loans 20.06
Canadian corporate bonds 15.77
Convertibles 1.75
Canadian high yield bonds 0.70
Preferred stocks 0.40
Canadian Mortgage-backed securities 0.25
U.S. investment grade bonds 0.19
International investment grade bonds 0.14

Top 10 Holdings (%)

Name Weight %
Constellation Software Inc. 2.58
Microsoft Corp. 2.53
Costco Wholesale Corp. 2.50
Telus Corp. 2.16
S&P Global Inc. 2.03
Canadian Pacific Railway Ltd. 1.98
BCE Inc. Com New 1.92
Brookfield Asset Management Inc. Voting Shs Cl A 1.86
Visa Inc. Com Cl A 1.62
Enbridge Inc. 1.58

Historical Net Asset Values

Fees

 
InvestmentPlus (Elite)
InvestmentPlus (F-Class)
InvestmentPlus (selected)
EstatePlus
EstatePlus (F-Class)
EstatePlus (Elite)
IncomePlus v2.2 (F-Class)
IncomePlus v2.2 (Elite)
IncomePlus v2.2
IncomePlus v2.1 (Elite)
IncomePlus v2.1
IncomePlus v2.1 (F-Class)
IncomePlus v2.0
IncomePlus v2.0 (F-Class)
IncomePlus v2.0 (Elite)
Management Fee (%) Insurance Fee (%) Management Expense Ratio (%) Fund Fee Rate (%)2
1.47 0.00 1.82
1.25 0.00 1.53
2.05 0.00 2.61
2.05 0.00 2.61 0.55
1.25 0.00 1.53 0.55
1.47 0.00 1.82 0.55
1.25 0.00 1.55 1.15
1.47 0.00 1.81 1.15
2.05 0.00 2.59 1.15
1.47 0.00 1.86 1.15
2.05 0.00 2.61 1.15
1.25 0.00 1.55 1.15
2.05 0.00 2.61 1.15
1.25 0.00 1.53 1.15
1.47 0.00 1.82 1.15

InvestmentPlus (Elite)

Management Fee (%) 1.47
Insurance Fee (%) 0.00
Management Expense Ratio (%) 1.82
Fund Fee Rate (%)2

InvestmentPlus (F-Class)

Management Fee (%) 1.25
Insurance Fee (%) 0.00
Management Expense Ratio (%) 1.53
Fund Fee Rate (%)2

InvestmentPlus

Management Fee (%) 2.05
Insurance Fee (%) 0.00
Management Expense Ratio (%) 2.61
Fund Fee Rate (%)2

EstatePlus

Management Fee (%) 2.05
Insurance Fee (%) 0.00
Management Expense Ratio (%) 2.61
Fund Fee Rate (%)2 0.55

EstatePlus (F-Class)

Management Fee (%) 1.25
Insurance Fee (%) 0.00
Management Expense Ratio (%) 1.53
Fund Fee Rate (%)2 0.55

EstatePlus (Elite)

Management Fee (%) 1.47
Insurance Fee (%) 0.00
Management Expense Ratio (%) 1.82
Fund Fee Rate (%)2 0.55

IncomePlus v2.2 (F-Class)

Management Fee (%) 1.25
Insurance Fee (%) 0.00
Management Expense Ratio (%) 1.55
Fund Fee Rate (%)2 1.15

IncomePlus v2.2 (Elite)

Management Fee (%) 1.47
Insurance Fee (%) 0.00
Management Expense Ratio (%) 1.81
Fund Fee Rate (%)2 1.15

IncomePlus v2.2

Management Fee (%) 2.05
Insurance Fee (%) 0.00
Management Expense Ratio (%) 2.59
Fund Fee Rate (%)2 1.15

IncomePlus v2.1 (Elite)

Management Fee (%) 1.47
Insurance Fee (%) 0.00
Management Expense Ratio (%) 1.86
Fund Fee Rate (%)2 1.15

IncomePlus v2.1

Management Fee (%) 2.05
Insurance Fee (%) 0.00
Management Expense Ratio (%) 2.61
Fund Fee Rate (%)2 1.15

IncomePlus v2.1 (F-Class)

Management Fee (%) 1.25
Insurance Fee (%) 0.00
Management Expense Ratio (%) 1.55
Fund Fee Rate (%)2 1.15

IncomePlus v2.0

Management Fee (%) 2.05
Insurance Fee (%) 0.00
Management Expense Ratio (%) 2.61
Fund Fee Rate (%)2 1.15

IncomePlus v2.0 (F-Class)

Management Fee (%) 1.25
Insurance Fee (%) 0.00
Management Expense Ratio (%) 1.53
Fund Fee Rate (%)2 1.15

IncomePlus v2.0 (Elite)

Management Fee (%) 1.47
Insurance Fee (%) 0.00
Management Expense Ratio (%) 1.82
Fund Fee Rate (%)2 1.15
Management Fee (%) Insurance Fee (%) Management Expense Ratio (%) Fund Fee Rate (%)2
EstatePlus 2.05 0.00 2.61 0.55
EstatePlus (Elite) 1.47 0.00 1.82 0.55
EstatePlus (F-Class) 1.25 0.00 1.53 0.55
IncomePlus v2.0 2.05 0.00 2.61 1.15
IncomePlus v2.0 (Elite) 1.47 0.00 1.82 1.15
IncomePlus v2.0 (F-Class) 1.25 0.00 1.53 1.15
IncomePlus v2.1 2.05 0.00 2.61 1.15
IncomePlus v2.1 (Elite) 1.47 0.00 1.86 1.15
IncomePlus v2.1 (F-Class) 1.25 0.00 1.55 1.15
IncomePlus v2.2 2.05 0.00 2.59 1.15
IncomePlus v2.2 (Elite) 1.47 0.00 1.81 1.15
IncomePlus v2.2 (F-Class) 1.25 0.00 1.55 1.15
InvestmentPlus (selected) 2.05 0.00 2.61
InvestmentPlus (Elite) 1.47 0.00 1.82
InvestmentPlus (F-Class) 1.25 0.00 1.53

2Fund Fee Rates are used to calculate the applicable Series fee and depend on the volatility of the Fund, all as described in the applicable Information Folder and Contract. The Series fee is in addition to the MER.