{"id":"mbalicis-mul-en-us","culture":"en-US","accountId":"MBALICIS","productGroup":"MUL","products":[{"productId":"687","accountId":"MBALICIS","accountGroup":null,"accountGroupTerm":null,"contractInterestGuarantee":null,"inceptionDate":"2014-05-23","launchPrice":100,"managementFee":0.0115,"globeId":"98890","benchmarkIdOverride":null,"benchmarkNameOverride":null,"productGroup":"MUL","productName":"Manulife UL","productDescription":"Manulife UL","shortName":"Manulife UL","contractInterestGuaranteeText":null,"howItWorks":"

This Account is based on a blended performance of:

\n\n

When you invest in this account, you do not acquire an interest in this underlying index or purchase any units or legal interest in any security.

","volatilityRisk":null,"footerDisclaimer":"The rate of return credited to your account will be one business day later than the return of the underlying index.","aboutTheIndexOverride":"

The Moderate Balanced Total Return Index (CAD) is based on the total return of a representative sample of Canadian equity and bond indices. Each of these is weighted according to the total value of the index and is measured in Canadian dollars. The weighting is:

\n","sortOrder":2,"productGroupName":"Manulife UL"}],"asOfDate":"2026-02-28","isInactive":null,"accountType":"IndexAccounts","accountSubType":"BalancedIndexAccounts","assetClassType":"Balanced","assetClass":"Canadian Balanced","cifscClassification":"Canadian Neutral Balanced","currency":"CAD","holdingsKey":"68177651","accountName":"Moderate Balanced Index Account","howItWorks":"THIS ACCOUNT IS BASED ON A BLENDED PERFORMANCE OF GOVERNMENT OF CANADA 91-DAY TREASURY BILLS (20%), THE MANULIFE ASSET MANAGEMENT CANADIAN BOND INDEX POOLED FUND (40%), THE MANULIFE ASSET MANAGEMENT CANADIAN EQUITY INDEX POOLED FUND (30%) AND THE G5 TOTAL RETURN INDEX (CAD) (10%). When you invest in this account, you do not acquire an interest in this underlying index or purchase any units or legal interest in any security.","disclaimer":"Returns shown are after the MER/UL fee has been deducted. The Growth of $10,000 chart shown is used only to illustrate the effects of the compound growth rate and is not intended to reflect future values. The performance of the Moderate Balanced Total Return Index (CAD) does not mean that the Moderate Balanced Index Account (MUL) will provide the same returns. The Manufacturers Life Insurance Company is the issuer of all Manulife universal life contracts and the guarantor of any guarantee provisions therein. The index is unmanaged and cannot be purchased directly by investors. Manulife, Manulife & Stylized M Design, and Stylized M Design are trademarks of The Manufacturers Life Insurance Company and are used by it, and by its affiliates under license. The information in this document is subject to change without notice.","annotations":[],"underlyingInvestment":{"benchmarkName":"Moderate Balanced Total Return Index (CAD)","aboutTheIndex":"

ABOUT THE FTSE CANADA UNIVERSE BOND INDEX The FTSE Canada Universe Bond Index tracks the bond price of all investment grade (BBB or better) government and corporate bonds in Canada.

ABOUT THE S&P/TSX 60 INDEX The S&P/TSX 60 index tracks the common share price of 60 leading companies in leading industries represented on the TSX 300. The companies selected represent important industry segments within Canada. The S&P/TSX 60 provides economic diversity over eleven market sectors that cover everything from Technology to Communication Services and Health Care.

","underlyingFundName":null,"underlyingFundObjective":null,"totalFundAssets":null,"mer":null,"issueDate":null,"id":"Moderate-Balanced-Index-UL100","type":"Index","managedByName":"Manulife Investment Division - General Account","subAdvisorName":null},"holdings":{"country":[{"name":"Canada","pct":0.8849742599066924},{"name":"United States","pct":0.07336360092546376},{"name":"United Kingdom","pct":0.013699996438000926},{"name":"Japan","pct":0.011999996880000812},{"name":"France","pct":0.007812897968646529},{"name":"Germany","pct":0.005599998544000379},{"name":"Bermuda","pct":0.0015843595880665072},{"name":"Philippines","pct":0.0009648897491286653}],"top5BondHoldings":[{"name":"Government of Canada 91-Day Treasury Bills Rate","pct":0.2},{"name":"Gov. of Canada, 3%, 6/1/2034","pct":0.007647},{"name":"Gov. of Canada, 1%, 6/1/2027","pct":0.006429},{"name":"Gov. of Canada, 2.75%, 5/1/2027","pct":0.005489},{"name":"Gov. of Canada, 1.25%, 6/1/2030","pct":0.004926}],"top5EquityHoldings":[{"name":"Royal Bank of Canada Com","pct":0.020326},{"name":"Shopify Inc. Cl A Sub Vtg Shs","pct":0.013956},{"name":"Toronto-Dominion Bank Com New","pct":0.013789},{"name":"Enbridge Inc. Com","pct":0.00926},{"name":"Brookfield Corporation Vtg Shs Cl A","pct":0.008562}],"assetClass":[{"name":"Fixed income","pct":0.39966402},{"name":"Equities","pct":0.29181763},{"name":"Cash and equivalents","pct":0.20851861},{"name":"Mutual funds","pct":0.1}],"numberOfPositions":1393,"numberOfEquityPositions":218,"numberOfBondPositions":1161,"effectiveDate":"2026-01-31"},"performance":{"showUnderlyingInvestmentLongTermPerformance":true,"showProductsLongTermPerformance":true,"underlyingInvestment":{"monthEndPerformance":{"effectiveDate":"2026-02-28","pytd":0.039474991600000016,"p1mo":0.03228000000000013,"p2mo":0.039474991600000016,"p3mo":0.03768709461444794,"p4mo":0.05064780642618226,"p5mo":0.061374920529793715,"p6mo":0.09184699449820408,"p7mo":0.11230820717510044,"p8mo":0.11786974821097583,"p9mo":0.13263680758484264,"p10mo":0.1580871566512742,"p11mo":0.15185664774849023,"p1yr":0.14129412228863658,"p2yr":0.13635678337146,"p3yr":0.11627107753888,"p4yr":0.07972289992387,"p5yr":0.07483278189268,"p6yr":0.0749497611405,"p7yr":0.07314120318023,"p8yr":0.06936500488584,"p9yr":0.06490250768759,"p10yr":0.06779491297938,"p11yr":0.05740246217518,"p12yr":0.06071589535297,"p13yr":0.06233004118698,"p14yr":0.06126497625655,"p15yr":0.05846010220474,"p16yr":0.0612618073465,"p17yr":0.06853909907068,"p18yr":null,"p19yr":null,"p20yr":null,"p25yr":null,"psi":null,"totalReturns":1.2e-27,"annualizedReturns":0,"best3MonthReturn":0.10022570109077579,"best3MonthReturnPeriodEnd":"2009-05-01","worst3MonthReturn":-0.6639106821067432,"worst3MonthReturnPeriodEnd":"2009-03-01","trailingYield":0,"distributionYield":0},"shortTermPerformance":null,"growth":{"2009-01-01":10000,"2009-02-01":9768.6,"2009-03-01":10132.675721999998,"2009-04-01":10402.610203234079,"2009-05-01":10747.664783675353,"2009-06-01":10883.83769648452,"2009-07-01":11055.802332088975,"2009-08-01":11198.311624149603,"2009-09-01":11425.413383887359,"2009-10-01":11281.681683518054,"2009-11-01":11536.534872748729,"2009-12-01":11596.294123389565,"2010-01-01":11467.691221561176,"2010-02-01":11644.178989461003,"2010-03-01":11771.799191185495,"2010-04-01":11833.247982963485,"2010-05-01":11688.52736013184,"2010-06-01":11619.097507612658,"2010-07-01":11831.262228101665,"2010-08-01":11981.637571020838,"2010-09-01":12228.459304983866,"2010-10-01":12378.624785249069,"2010-11-01":12404.496111050239,"2010-12-01":12614.876365093653,"2011-01-01":12667.606548299746,"2011-02-01":12857.367294393276,"2011-03-01":12841.809879967059,"2011-04-01":12870.061861702987,"2011-05-01":12926.304032038628,"2011-06-01":12783.468372484602,"2011-07-01":12765.571516763122,"2011-08-01":12715.019853556742,"2011-09-01":12471.908673956736,"2011-10-01":12724.963700951317,"2011-11-01":12760.466349676974,"2011-12-01":12790.963864252699,"2012-01-01":13023.375677666172,"2012-02-01":13114.01837238273,"2012-03-01":13077.03684057261,"2012-04-01":13031.79029310423,"2012-05-01":12858.467482205942,"2012-06-01":12945.647891735298,"2012-07-01":13007.916458094545,"2012-08-01":13120.955252115387,"2012-09-01":13324.067639418134,"2012-10-01":13367.504099922637,"2012-11-01":13361.221372995673,"2012-12-01":13458.223840163622,"2013-01-01":13580.55909487071,"2013-02-01":13737.142941234571,"2013-03-01":13777.942255770036,"2013-04-01":13789.929065532557,"2013-05-01":13847.708868317137,"2013-06-01":13572.139461837623,"2013-07-01":13752.513195285448,"2013-08-01":13786.89447827366,"2013-09-01":13909.873577019862,"2013-10-01":14238.00749470176,"2013-11-01":14312.329893824104,"2013-12-01":14410.51247689574,"2014-01-31":14607.071867080598,"2014-02-28":14862.111341879827,"2014-03-31":14903.428011410251,"2014-04-30":15047.54416028059,"2014-05-31":15130.155177720531,"2014-06-30":15333.958367964427,"2014-07-31":15448.349697389442,"2014-08-31":15643.77132106142,"2014-09-30":15434.301223072407,"2014-10-31":15394.635068929112,"2014-11-30":15599.691608047247,"2014-12-31":15624.183123871882,"2015-01-31":16069.47234290223,"2015-02-28":16316.46013281264,"2015-03-31":16200.776430470998,"2015-04-30":16187.329786033706,"2015-05-31":16205.945215287644,"2015-06-30":16009.042980921899,"2015-07-31":16200.190954114109,"2015-08-31":15842.328735937726,"2015-09-30":15615.625011726459,"2015-10-31":15794.73623061096,"2015-11-30":15823.324703188367,"2015-12-31":15773.322997126294,"2016-01-31":15668.430399195402,"2016-02-29":15645.554490812576,"2016-03-31":15979.27416810161,"2016-04-30":16119.252609814183,"2016-05-31":16313.006026184146,"2016-06-30":16403.216949508944,"2016-07-31":16737.51451093994,"2016-08-31":16775.006543444444,"2016-09-30":16860.055826619708,"2016-10-31":16841.172564093893,"2016-11-30":16842.35144617338,"2016-12-31":16943.237131335954,"2017-01-31":16959.841503724663,"2017-02-28":17119.09441544464,"2017-03-31":17240.126412961836,"2017-04-30":17435.801847748953,"2017-05-31":17451.14535337497,"2017-06-30":17263.022006465584,"2017-07-31":17100.74959960481,"2017-08-31":17234.47746147372,"2017-09-30":17343.74404857946,"2017-10-30":17709.003298242547,"2017-11-30":17836.685212022876,"2017-12-31":17851.489660748855,"2018-01-31":17778.834097829607,"2018-02-28":17630.380833112733,"2018-03-31":17649.950555837484,"2018-04-30":17711.901882288472,"2018-05-31":17968.193102525187,"2018-06-30":18128.11002113766,"2018-07-31":18175.06182609241,"2018-08-31":18216.31921643764,"2018-09-30":18102.831547719237,"2018-10-31":17622.020341811814,"2018-11-30":17808.637537231603,"2018-12-31":17532.425569029143,"2019-01-31":18144.131897132567,"2019-02-28":18393.795152037113,"2019-03-31":18679.450790748248,"2019-04-30":18939.46874575546,"2019-05-31":18802.34699203619,"2019-06-30":19077.989398939437,"2019-07-31":19127.40139148269,"2019-08-31":19286.54137105983,"2019-09-30":19363.88040195778,"2019-10-31":19352.84299012866,"2019-11-30":19676.809581783415,"2019-12-31":19634.89797737422,"2020-01-31":19985.184557290577,"2020-02-28":19540.71405273643,"2020-03-31":18207.06031863717,"2020-04-30":19242.677909561255,"2020-05-31":19513.03753419059,"2020-06-30":19807.879531332208,"2020-07-31":20233.550862460535,"2020-08-31":20357.98720026467,"2020-09-30":20230.34262051901,"2020-10-30":19916.772309900967,"2020-11-30":20843.69889320376,"2020-12-31":21026.706569486087,"2021-01-31":20897.60259114944,"2021-02-28":21016.718925918995,"2021-03-31":21176.866324134495,"2021-04-30":21381.011315499156,"2021-05-31":21651.05348841391,"2021-06-30":21971.27256950755,"2021-07-31":22155.391833640024,"2021-08-31":22332.41341439081,"2021-09-30":21998.990482113953,"2021-10-31":22289.597146382675,"2021-11-30":22284.69343501047,"2021-12-31":22717.01648764968,"2022-01-31":22293.571300319887,"2022-02-28":22182.9951866703,"2022-03-31":22195.195834022972,"2022-04-30":21439.67136783283,"2022-05-31":21431.095499285697,"2022-06-30":20534.418463595586,"2022-07-31":21289.469030501994,"2022-08-31":20920.096742822785,"2022-09-30":20527.844928894858,"2022-10-31":20920.747880833904,"2022-11-30":21652.13722674786,"2022-12-31":21140.93026682434,"2023-01-31":21989.738617037336,"2023-02-28":21675.06545742753,"2023-03-31":21918.909943823586,"2023-04-30":22267.20142283094,"2023-05-31":21789.34728029699,"2023-06-30":22095.48760958516,"2023-07-31":22242.4226021889,"2023-08-31":22149.894124163795,"2023-09-30":21630.25760801091,"2023-10-31":21459.162270331548,"2023-11-30":22473.536870850116,"2023-12-31":23110.66164113872,"2024-01-31":23104.42176249561,"2024-02-29":23347.480279437066,"2024-03-31":23774.505693747968,"2024-04-30":23427.39791061925,"2024-05-31":23879.780964273305,"2024-06-30":23946.40555316363,"2024-07-31":24696.406975088714,"2024-08-31":24844.091488799746,"2024-09-30":25334.265413873763,"2024-10-31":25337.052183069292,"2024-11-30":26105.271605259954,"2024-12-31":25812.63151056499,"2025-01-31":26344.371719682626,"2025-02-28":26416.29185447736,"2025-03-31":26174.054458171802,"2025-04-30":26033.238045186834,"2025-05-31":26618.204904062186,"2025-06-30":26969.831390844844,"2025-07-31":27104.680547799064,"2025-08-31":27612.62226126482,"2025-09-30":28405.380646385733,"2025-10-31":28695.399582785336,"2025-11-30":29053.80512357432,"2025-12-31":29003.83257876177,"2026-01-31":29205.989291835736,"2026-02-01":30148.758626176197},"calendarReturns":{"2010":0.08783687537293669,"2011":0.013958717791820268,"2012":0.052166512468676124,"2013":0.0707588644714159,"2014":0.08422119955289667,"2015":0.009545450925145808,"2016":0.07417042904800762,"2017":0.05360560808849904,"2018":-0.017873247431067878,"2019":0.11991908364687863,"2020":0.0708844320818821,"2021":0.08038871482691272,"2022":-0.06937910273922603,"2023":0.09317146168375592,"2024":0.11691443158929554,"2025":0.12362943572377108}},"products":{"98890":{"productId":"687","accountId":"MBALICIS","inceptionDate":"2014-05-23","globeId":"98890","productGroup":"MUL","shortName":"Manulife UL","monthEndPerformance":{"effectiveDate":"2026-02-28","pytd":0.03751223248189624,"p1mo":0.03115967171197553,"p2mo":0.03751223248189624,"p3mo":0.03465050652226823,"p4mo":0.04674491120734983,"p5mo":0.05608727252295393,"p6mo":0.08524279175865947,"p7mo":0.10454039478060745,"p8mo":0.10899126060154435,"p9mo":0.12236980496779078,"p10mo":0.14634124206148572,"p11mo":0.1408371747868702,"p1yr":0.1294151430115567,"p2yr":0.12386746652645,"p3yr":0.10424752174191,"p4yr":0.0684702955628,"p5yr":0.06357913760341,"p6yr":0.06482533946555,"p7yr":0.06276467191111,"p8yr":0.05880390770304,"p9yr":0.05427839810953,"p10yr":0.05707241339701,"p11yr":0.04686047753541,"p12yr":null,"p13yr":null,"p14yr":null,"p15yr":null,"p16yr":null,"p17yr":null,"p18yr":null,"p19yr":null,"p20yr":null,"p25yr":null,"psi":0.0409003240185988,"totalReturns":0.60289834,"annualizedReturns":0.0409100321994316,"best3MonthReturn":0.08639515530811896,"best3MonthReturnPeriodEnd":"2020-06-30","worst3MonthReturn":-0.07671399498890367,"worst3MonthReturnPeriodEnd":"2022-06-30","trailingYield":0,"distributionYield":0},"calendarReturns":{"2014":-0.07067649,"2015":-0.0008286565353328897,"2016":0.06366035461912359,"2017":0.04221603537699901,"2018":-0.028465092676252926,"2019":0.10710928094079322,"2020":0.0659744831992012,"2021":0.06862361545736644,"2022":-0.07762172418277022,"2023":0.08197021175399208,"2024":0.10376671775306236,"2025":0.11204662052554534},"showLongTermPerformance":true,"dailyPrice":{"navps":156.372739,"entityId":"98890","effectiveDate":"2026-04-02"},"shortTermPerformance":{"effectiveDate":"2026-04-02","navps":156.372739,"price":null,"d1EffectiveDate":"2026-04-01","d1Navps":156.015834,"d1ChangeAmt":0.356905,"d1ChangePct":0.002287620370634945,"d1Price":null,"d1PriceChangeAmt":null,"d1PriceChangePct":null,"p1day":0.002287620370634945,"d7EffectiveDate":"2026-03-26","d7Navps":155.414086,"d7ChangeAmt":0.958653,"d7ChangePct":0.006168379100463262,"d7Price":null,"d7PriceChangeAmt":null,"d7PriceChangePct":null,"p7day":0.006168379100463262,"d30EffectiveDate":"2026-03-03","d30Navps":160.11735,"d30ChangeAmt":-3.744611,"d30ChangePct":-0.023386666092088084,"d30Price":null,"d30PriceChangeAmt":null,"d30PriceChangePct":null,"p30day":-0.023386666092088084,"ytdEffectiveDate":"2025-12-31","ytdNavps":154.785908,"ytdAmt":1.586831,"ytdPct":0.010251779509540364,"ytdPrice":null,"ytdPriceChangeAmt":null,"ytdPriceChangePct":null,"pytd":0.010251779509540364}}}},"interestRates":null,"assetClassName":"Canadian Balanced","cifscClassificationName":"Canadian Neutral Balanced","accountTypeName":"Index Accounts"}