Overview
How This Account Works
THIS ACCOUNT IS BASED ON A BLENDED PERFORMANCE OF GOVERNMENT OF CANADA 91-DAY TREASURY BILLS (40%), THE FTSE UNIVERSE BOND PRICE RETURN INDEX (40%) AND THE S&P/TSX 60 PRICE RETURN INDEX(20%). When you invest in this account, you do not acquire an interest in this underlying index or purchase any units or legal interest in any security.
Account Details
| Inception date | February 2, 1999 |
|---|---|
| Asset class | Canadian Balanced |
About the Index
ABOUT THE FTSE CANADA UNIVERSE BOND INDEX The FTSE Canada Universe Bond Index tracks the bond price of all investment grade (BBB or better) government and corporate bonds in Canada.
ABOUT THE S&P/TSX 60 INDEX The S&P/TSX 60 index tracks the common share price of 60 leading companies in leading industries represented on the TSX 300. The companies selected represent important industry segments within Canada. The S&P/TSX 60 provides economic diversity over eleven market sectors that cover everything from Technology to Communication Services and Health Care.
Index Details
| Benchmark name | Conservative Balanced Price Return Index (CAD) |
|---|---|
| Managed by | Manulife Investment Division - General Account |
Performance
Performance of Conservative Balanced Index Account
Compound Returns (%)
Future Protection (2.25%*)
| 1 mth | -1.57 |
|---|---|
| 3 mth | 0.28 |
| 6 mth | 0.83 |
| YTD | 0.28 |
| 1 yr | 4.12 |
| 3 yr | 3.85 |
| 5 yr | 1.49 |
| 10 yr | 1.39 |
| Inception | 2.13 |
Calendar Returns (%)
Future Protection (2.25%*)
| 2018 | -2.71 |
|---|---|
| 2019 | 5.09 |
| 2020 | 2.83 |
| 2021 | 1.25 |
| 2022 | -7.73 |
| 2023 | 4.01 |
| 2024 | 4.50 |
| 2025 | 4.62 |
Performance of Conservative Balanced Price Return Index (CAD)
Growth of $10,000 over 10 years ±
Compound Returns (%)
| 1 mth | -1.40 |
|---|---|
| 3 mth | 0.82 |
| 6 mth | 1.99 |
| YTD | 0.82 |
| 1 yr | 6.46 |
| 3 yr | 6.27 |
| 5 yr | 3.80 |
| 10 yr | 3.44 |
| Inception | — |
Calendar Returns (%)
| 2018 | -1.00 |
|---|---|
| 2019 | 6.97 |
| 2020 | 4.57 |
| 2021 | 3.58 |
| 2022 | -5.78 |
| 2023 | 6.37 |
| 2024 | 7.08 |
| 2025 | 7.02 |
Portfolio Allocation as of February 28, 2026
Asset Allocation (%)
| Name | Weight % |
|---|---|
| Cash and equivalents | 40.64% |
| Fixed income | 39.95% |
| Equities | 19.42% |
Geographic Allocation (%)
| Name | Weight % |
|---|---|
| Canada | 98.91% |
| United States | 0.90% |
| Bermuda | 0.11% |
| France | 0.05% |
| Philippines | 0.04% |
Top 5 Bond Holdings (%)
| Name | Weight % |
|---|---|
| Government of Canada 91-Day Treasury Bills Rate | 40.00% |
| Gov. of Canada, 3%, 6/1/2034 | 0.77% |
| Gov. of Canada, 1%, 6/1/2027 | 0.64% |
| Gov. of Canada, 2.75%, 5/1/2027 | 0.54% |
| Gov. of Canada, 1.25%, 6/1/2030 | 0.49% |
Top 5 Equity Holdings (%)
| Name | Weight % |
|---|---|
| Royal Bank of Canada Com | 1.27% |
| Toronto-Dominion Bank Com New | 0.89% |
| Shopify Inc. Cl A Sub Vtg Shs | 0.80% |
| Agnico-Eagle Mines Ltd. Com | 0.68% |
| Enbridge Inc. Com | 0.62% |
Distributions
| Effective Date | Net Asset Value |
|---|---|
| 2026/04/29 | $178.2062 |
| 2026/04/28 | $178.4295 |
| 2026/04/27 | $178.7155 |
| 2026/04/24 | $178.5737 |
| 2026/04/23 | $178.6056 |
| 2026/04/22 | $178.4708 |
| 2026/04/21 | $179.1815 |
| 2026/04/20 | $179.0988 |
| 2026/04/17 | $178.5223 |
| 2026/04/16 | $178.7688 |
| 2026/04/15 | $178.7586 |
| 2026/04/14 | $178.3172 |
| 2026/04/13 | $178.0654 |
| 2026/04/10 | $177.9146 |
| 2026/04/09 | $178.1728 |
| 2026/04/08 | $177.4973 |
| 2026/04/07 | $177.5641 |
| 2026/04/06 | $177.3413 |
| 2026/04/02 | $177.1140 |
| 2026/04/01 | $177.1199 |
| 2026/03/31 | $176.1269 |
| 2026/03/30 | $175.8193 |
| 2026/03/27 | $175.9114 |
| 2026/03/26 | $176.7395 |
| 2026/03/25 | $175.8117 |
| 2026/03/24 | $176.0396 |
| 2026/03/23 | $175.2498 |
| 2026/03/20 | $176.4406 |
| 2026/03/19 | $176.8276 |
| 2026/03/18 | $177.6661 |
| 2026/03/17 | $177.4462 |
| 2026/03/16 | $176.6938 |
| 2026/03/13 | $176.8858 |
| 2026/03/12 | $177.3843 |
| 2026/03/11 | $177.9339 |
| 2026/03/10 | $178.0335 |
| 2026/03/09 | $177.6902 |
| 2026/03/06 | $178.5794 |
| 2026/03/05 | $179.1938 |
| 2026/03/04 | $179.0666 |
| 2026/03/03 | $179.8145 |
| 2026/03/02 | $179.9484 |
| 2026/02/27 | $180.0808 |
| 2026/02/26 | $179.6563 |
| 2026/02/25 | $179.5043 |
| 2026/02/24 | $179.3787 |
| 2026/02/23 | $179.3715 |
| 2026/02/20 | $179.1498 |
| 2026/02/19 | $179.0157 |
| 2026/02/18 | $178.4936 |
| 2026/02/17 | $178.5757 |
| 2026/02/13 | $177.8992 |
| 2026/02/12 | $178.3378 |
| 2026/02/11 | $178.3516 |
| 2026/02/10 | $177.9479 |
| 2026/02/09 | $177.3783 |
| 2026/02/06 | $176.9554 |
| 2026/02/05 | $177.3298 |
| 2026/02/04 | $177.0672 |
| 2026/02/03 | $177.0386 |
| 2026/02/02 | $176.7137 |
| 2026/01/30 | $177.7610 |
| 2026/01/29 | $177.7661 |
| 2026/01/28 | $177.7537 |
| 2026/01/27 | $177.9927 |
| 2026/01/26 | $177.8514 |
| 2026/01/23 | $177.7528 |
| 2026/01/22 | $177.5664 |
| 2026/01/21 | $177.3684 |
| 2026/01/20 | $178.0506 |
| 2026/01/19 | $178.1200 |
| 2026/01/16 | $178.2275 |
| 2026/01/15 | $178.0307 |
| 2026/01/14 | $177.8210 |
| 2026/01/13 | $177.8666 |
| 2026/01/12 | $177.7256 |
| 2026/01/09 | $177.4208 |
| 2026/01/08 | $177.1612 |
| 2026/01/07 | $177.2436 |
| 2026/01/06 | $177.1424 |
| 2026/01/05 | $176.5784 |
| 2026/01/02 | $176.6262 |
| 2025/12/31 | $176.8508 |
| 2025/12/30 | $177.0246 |
| 2025/12/29 | $177.0299 |
| 2025/12/24 | $176.9775 |
| 2025/12/23 | $176.6976 |
| 2025/12/22 | $176.4754 |
| 2025/12/19 | $176.3245 |
| 2025/12/18 | $176.0160 |
| 2025/12/17 | $176.1773 |
| 2025/12/16 | $176.3741 |
| 2025/12/15 | $176.2559 |
| 2025/12/12 | $176.4127 |
| 2025/12/11 | $176.2465 |
| 2025/12/10 | $175.7698 |
| 2025/12/09 | $175.9071 |
| 2025/12/08 | $176.0637 |
| 2025/12/05 | $176.9393 |
| 2025/12/04 | $176.7651 |
| 2025/12/03 | $176.6079 |
| 2025/12/02 | $176.6282 |
| 2025/12/01 | $177.3806 |
| 2025/11/28 | $177.2844 |
| 2025/11/27 | $177.2360 |
| 2025/11/26 | $176.8821 |
| 2025/11/25 | $176.3691 |
| 2025/11/24 | $175.8660 |
| 2025/11/21 | $175.4549 |
| 2025/11/20 | $175.6348 |
| 2025/11/19 | $175.4026 |
| 2025/11/18 | $175.5743 |
| 2025/11/17 | $175.9140 |
| 2025/11/14 | $176.0268 |
| 2025/11/13 | $176.8121 |
| 2025/11/12 | $176.2274 |
| 2025/11/11 | $176.0815 |
| 2025/11/10 | $175.6675 |
| 2025/11/07 | $175.9016 |
| 2025/11/06 | $175.9533 |
| 2025/11/05 | $175.5708 |
| 2025/11/04 | $176.1283 |
| 2025/11/03 | $176.1778 |
| 2025/10/31 | $176.0648 |
| 2025/10/30 | $175.9568 |