Overview

How This Account Works

THIS ACCOUNT IS LINKED TO THE PERFORMANCE OF THE MANULIFE U.S. MONTHLY HIGH INCOME FUND. When you invest in this account you do not acquire an interest in this underlying Manulife U.S. Monthly High Income Fund or purchase any unit or legal interest in any security

Account Details

Inception date May 5, 2017
Asset class Balanced Funds

Underlying Fund Objective

The Fund seeks to provide a combination of income and capital appreciation by investing primarily in a diversified portfolio of U.S. dividend paying and other equity securities as well as fixed income securities.

Designated Fund Details

Fund name Manulife U.S. Monthly High Income Fund
Inception date December 25, 2013
AUM $2.22 billion
MER (audited) 2.26%
Number of Positions 1056
Number of Bond Positions 554
Number of Equity Positions 84
Managed by Manulife Asset Management Limited
Sub-advisor Manulife Asset Management Limited

Performance

Performance of Manulife U.S. Monthly High Income Account

Compound Returns (%)

Product 1 mth 3 mth 6 mth YTD 1 yr 3 yr 5 yr 10 yr Inception
InnoVision Investment Accelerator (0.00%*) 0.77 -1.31 3.72 0.64 3.06 7.49 4.82 — 7.03
InnoVision Valued Client (2.00%*) 0.61 -1.79 2.69 0.31 1.02 5.35 2.73 — 4.90

InnoVision Investment Accelerator (0.00%*)

1 mth 0.77
3 mth -1.31
6 mth 3.72
YTD 0.64
1 yr 3.06
3 yr 7.49
5 yr 4.82
10 yr —
Inception 7.03

InnoVision Valued Client (2.00%*)

1 mth 0.61
3 mth -1.79
6 mth 2.69
YTD 0.31
1 yr 1.02
3 yr 5.35
5 yr 2.73
10 yr —
Inception 4.90

Calendar Returns (%)

Product 2018 2019 2020 2021 2022 2023 2024 2025
InnoVision Investment Accelerator (0.00%*) -3.40 19.83 15.15 21.16 -18.33 5.76 12.99 4.40
InnoVision Valued Client (2.00%*) -5.32 17.45 12.85 18.75 -19.95 3.66 10.73 2.32

InnoVision Investment Accelerator (0.00%*)

2018 -3.40
2019 19.83
2020 15.15
2021 21.16
2022 -18.33
2023 5.76
2024 12.99
2025 4.40

InnoVision Valued Client (2.00%*)

2018 -5.32
2019 17.45
2020 12.85
2021 18.75
2022 -19.95
2023 3.66
2024 10.73
2025 2.32

Performance of Manulife U.S. Monthly High Income Fund

Growth of $10,000 over 10 years ±

Start Date
End Date

Compound Returns (%)

1 mth 3 mth 6 mth YTD 1 yr 3 yr 5 yr 10 yr Inception
0.77 -1.31 3.72 0.64 3.06 7.49 4.82 6.96 6.69
1 mth 0.77
3 mth -1.31
6 mth 3.72
YTD 0.64
1 yr 3.06
3 yr 7.49
5 yr 4.82
10 yr 6.96
Inception 6.69

Calendar Returns (%)

2018 2019 2020 2021 2022 2023 2024 2025
-3.39 19.78 15.15 21.16 -18.33 5.76 12.99 4.40
2018 -3.39
2019 19.78
2020 15.15
2021 21.16
2022 -18.33
2023 5.76
2024 12.99
2025 4.40

Portfolio Allocation as of January 31, 2026

Asset Allocation (%)

Equities 57.64%
Fixed income 41.22%
Cash and equivalents 1.14%

Geographic Allocation (%)

United States 95.94%
Ireland 1.13%
France 0.43%
United Kingdom 0.40%
Canada 0.27%
Luxembourg 0.18%
Norway 0.17%
Panama 0.17%
Switzerland 0.16%
Cayman Islands 0.16%
Other 0.98%

Top 5 Bond Holdings (%)

Name Weight %
Federal Home Loan Banks, 2/2/2026 1.07%
United States Treasury Note, 4.75%, 8/15/2055 0.83%
UNITED STATES TREASURY N 3.625% 31DEC30 0.76%
United States Treasury Note, 4.88%, 8/15/2045 0.75%
UNITED STATES TREASURY N 3.875% 31DEC32 0.75%

Top 5 Equity Holdings (%)

Name Weight %
NVIDIA Corp. Com 4.99%
Alphabet Inc. Cl A 3.74%
Apple Inc. Com 3.56%
Microsoft Corp. Com 2.82%
Amazon.com Inc. Com 2.44%

Distributions

Start Date
End Date
Effective Date Net Asset Value
2026/04/06 $179.6074
2026/04/02 $178.8068
2026/04/01 $178.9714
2026/03/31 $175.6104
2026/03/30 $175.1166
2026/03/27 $176.3340
2026/03/26 $177.6168
2026/03/25 $176.3788
2026/03/24 $176.1905
2026/03/23 $175.1632
2026/03/20 $177.0220
2026/03/19 $176.8822
2026/03/18 $178.7130
2026/03/17 $178.1929
2026/03/16 $177.6540
2026/03/13 $176.9269
2026/03/12 $178.4520
2026/03/11 $178.2506
2026/03/10 $178.7745
2026/03/09 $178.4837
2026/03/06 $180.7340
2026/03/05 $181.4593
2026/03/04 $181.3735
2026/03/03 $182.4195
2026/03/02 $181.9832
2026/02/27 $182.9237
2026/02/26 $183.4646
2026/02/25 $183.2973
2026/02/24 $182.3233
2026/02/23 $182.8828
2026/02/20 $182.2657
2026/02/19 $182.2750
2026/02/18 $181.9181
2026/02/17 $181.1319
2026/02/13 $180.5576
2026/02/12 $182.1430
2026/02/11 $181.1338
2026/02/10 $182.2917
2026/02/09 $182.4925
2026/02/06 $180.7769
2026/02/05 $181.9925
2026/02/04 $182.4981
2026/02/03 $183.4107
2026/02/02 $180.5966
2026/01/30 $181.4508
2026/01/29 $181.6083
2026/01/28 $182.2309
2026/01/27 $182.7424
2026/01/26 $182.8758
2026/01/23 $184.0172
2026/01/22 $183.3446
2026/01/21 $182.2587
2026/01/20 $184.1414
2026/01/19 $185.8183
2026/01/16 $185.7164
2026/01/15 $185.3828
2026/01/14 $185.8127
2026/01/13 $185.7053
2026/01/12 $185.6960
2026/01/09 $184.4323
2026/01/08 $183.8764
2026/01/07 $183.8041
2026/01/06 $182.7942
2026/01/05 $181.6695
2026/01/02 $180.8338
2025/12/31 $181.4508
2025/12/30 $181.4916
2025/12/29 $181.7529
2025/12/24 $181.8511
2025/12/23 $181.6765
2025/12/22 $181.5163
2025/12/19 $180.3175
2025/12/18 $179.5271
2025/12/17 $180.3052
2025/12/16 $180.7646
2025/12/15 $181.2188
2025/12/12 $182.5426
2025/12/11 $183.6709
2025/12/10 $182.2891
2025/12/09 $182.5302
2025/12/08 $183.1499
2025/12/05 $184.1269
2025/12/04 $184.3205
2025/12/03 $184.3751
2025/12/02 $183.7502
2025/12/01 $184.3997
2025/11/28 $185.1668
2025/11/27 $185.4301
2025/11/26 $185.2475
2025/11/25 $184.4067
2025/11/24 $182.6479
2025/11/21 $180.8944
2025/11/20 $182.1582
2025/11/19 $181.3753
2025/11/18 $182.4619
2025/11/17 $183.3325
2025/11/14 $183.2289
2025/11/13 $185.3055
2025/11/12 $185.1984
2025/11/11 $185.1861
2025/11/10 $183.8819
2025/11/07 $184.6560
2025/11/06 $185.6530
2025/11/05 $184.9158
2025/11/04 $186.0374
2025/11/03 $185.0896
2025/10/31 $184.6345
2025/10/30 $184.6905
2025/10/29 $185.2681
2025/10/28 $185.7004
2025/10/27 $184.7097
2025/10/24 $183.2079
2025/10/23 $182.9542
2025/10/22 $183.9081
2025/10/21 $184.1969
2025/10/20 $183.2780
2025/10/17 $182.9261
2025/10/16 $183.3602
2025/10/15 $182.8631
2025/10/14 $180.7015
2025/10/10 $183.0767
2025/10/09 $182.7476
2025/10/08 $182.2925
2025/10/07 $182.7494