Overview

Quick Facts

Daily Price

$10.0227
-0.33% (-$0.03)
April 09, 2026

Summary Stats

Asset Class Canadian Long Term Fixed Income
Risk Low
MER 1 2.77%
Net Assets $96.43 M
Inception Date October 28, 2013
Fund Status Open to switches-in only
Geographic Allocation
A map of Canada.
A map of Canada.

Geographic Allocation

A map of Canada.
A map of Canada.

Growth of $10,000

A chart thumbnail displaying change in value of $10,000 invested in this fund.
A chart thumbnail displaying change in value of $10,000 invested in this fund. 

Underlying Fund

Manulife PensionBuilder Guaranteed Income Fund

Fund Manager

Manulife

Investment Objective

This fund seeks to preserve capital and provide sustainable income.

Fund Codes

FE BE LL F-Class Elite FE Elite BE Elite LL
MPP8728 MPP9428 MPP9528
Fund Status SWO SWO SWO
MPP8328 MPP8428 MPP8528
Fund Status SWO SWO SWO
MPP6128
Fund Status SWO

PensionBuilder (Elite)

FE
BE
LL
F-Class
Elite FE MPP8728 SWO
Elite BE MPP9428 SWO
Elite LL MPP9528 SWO

PensionBuilder (selected)

FE MPP8328 SWO
BE MPP8428 SWO
LL MPP8528 SWO
F-Class
Elite FE
Elite BE
Elite LL

PensionBuilder (F-Class)

FE
BE
LL
F-Class MPP6128 SWO
Elite FE
Elite BE
Elite LL
FE BE LL F-Class Elite FE Elite BE Elite LL
PensionBuilder (Elite) MPP8728 MPP9428 MPP9528
Fund Status SWO SWO SWO
PensionBuilder MPP8328 MPP8428 MPP8528
Fund Status SWO SWO SWO
PensionBuilder (F-Class) MPP6128
Fund Status SWO

Performance ±

Growth Chart

Jump to Range
Total return for this timeframe
Growth Chart

Compound Returns (%)

1 month 3 months 6 months YTD 1 year 3 years 5 years 10 years Inception
2.57 -0.32 4.68 3.21 -2.73 1.73 -3.38 -0.37 0.88
2.53 -0.44 4.43 3.13 -3.19 1.25 -3.85 -0.88 0.34
2.59 -0.25 4.82 3.26 -2.47 1.99 -3.15 -0.16 1.09

PensionBuilder (Elite)

1 month 2.57
3 months -0.32
6 months 4.68
YTD 3.21
1 year -2.73
3 years 1.73
5 years -3.38
10 years -0.37
Inception 0.88

PensionBuilder

1 month 2.53
3 months -0.44
6 months 4.43
YTD 3.13
1 year -3.19
3 years 1.25
5 years -3.85
10 years -0.88
Inception 0.34

PensionBuilder (F-Class)

1 month 2.59
3 months -0.25
6 months 4.82
YTD 3.26
1 year -2.47
3 years 1.99
5 years -3.15
10 years -0.16
Inception 1.09
1 month 3 months 6 months YTD 1 year 3 years 5 years 10 years Inception
PensionBuilder (Elite) 2.57 -0.32 4.68 3.21 -2.73 1.73 -3.38 -0.37 0.88
PensionBuilder (selected) 2.53 -0.44 4.43 3.13 -3.19 1.25 -3.85 -0.88 0.34
PensionBuilder (F-Class) 2.59 -0.25 4.82 3.26 -2.47 1.99 -3.15 -0.16 1.09

Calendar Returns (%)

2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
13.90 1.61 0.25 4.75 -2.30 10.35 9.38 -6.05 -22.32 7.69 -0.37 -3.20
12.96 1.17 -0.31 4.14 -2.82 9.76 8.80 -6.53 -22.68 7.19 -0.84 -3.66
13.93 2.06 0.41 4.93 -2.12 10.54 9.58 -5.86 -22.13 7.95 -0.13 -2.95

PensionBuilder (Elite)

2013
2014 13.90
2015 1.61
2016 0.25
2017 4.75
2018 -2.30
2019 10.35
2020 9.38
2021 -6.05
2022 -22.32
2023 7.69
2024 -0.37
2025 -3.20

PensionBuilder

2013
2014 12.96
2015 1.17
2016 -0.31
2017 4.14
2018 -2.82
2019 9.76
2020 8.80
2021 -6.53
2022 -22.68
2023 7.19
2024 -0.84
2025 -3.66

PensionBuilder (F-Class)

2013
2014 13.93
2015 2.06
2016 0.41
2017 4.93
2018 -2.12
2019 10.54
2020 9.58
2021 -5.86
2022 -22.13
2023 7.95
2024 -0.13
2025 -2.95
2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
PensionBuilder (Elite) 13.90 1.61 0.25 4.75 -2.30 10.35 9.38 -6.05 -22.32 7.69 -0.37 -3.20
PensionBuilder (selected) 12.96 1.17 -0.31 4.14 -2.82 9.76 8.80 -6.53 -22.68 7.19 -0.84 -3.66
PensionBuilder (F-Class) 13.93 2.06 0.41 4.93 -2.12 10.54 9.58 -5.86 -22.13 7.95 -0.13 -2.95

Portfolio Allocation as of January 31, 2026

Asset Allocation (%)

Asset Allocation pie chart. See following table for detailed information. The pie slices display the relative value of each table entry.

Asset Allocation pie chart.
Name Weight %
Fixed income 97.88
Cash and equivalents 2.35

Geographic Allocation (%)

Geographic Allocation pie chart. See following table for detailed information. The pie slices display the relative value of each table entry.

Geographic Allocation pie chart.
Name Weight %
Canada 94.78
United States 4.35
France 0.58
United Kingdom 0.11
Jersey Channel Islands 0.09
Australia 0.06
Luxembourg 0.03

Fixed Income Allocation (%)

Fixed Income Allocation table combined with a bar chart. The bars are under each row, representing the relative value of each table entry.

Canadian provincial bonds 50.35
Canadian Corporate Bonds 18.65
Canadian investment grade bonds 12.18
Canadian government bonds 9.77
Canadian municipal bonds 2.81
U.S. Corporate Bonds 2.46
U.S. government bonds 1.11
Canadian agency bonds 1.06
International investment grade bonds 0.51
International Corporate Bonds 0.39
Other 0.71

Underlying Fund Holdings (%)

Name Weight %
MIM Long Duration Fixed Income Fund 50.15
MIM Canadian Core Fixed Income 25.05
MIM Ultra Long Duration Fixed Income Fund 25.03

Top 10 Securities of Largest Fund Holding (%)

Name Weight %
Province of Quebec, 4.4%, 12/1/2055 7.43
Province of Ontario, 4.45%, 12/2/2056 7.14
Province of Ontario, 4.6%, 12/2/2055 6.81
Province of Alberta, 3.05%, 12/1/2048 2.22
Gov. of Canada, 0.01%, 6/1/2041 2.01
Province of Ontario, 4.15%, 12/2/2054 1.91
Province of Quebec, 4.2%, 12/1/2057 1.82
Province of British Columbia, 4.6%, 6/18/2057 1.75
North West Redwater Partnership, 5.08%, 6/1/2054 1.69
Province of Manitoba, 4.4%, 9/5/2055 1.55

Historical Net Asset Values

Fees

 
PensionBuilder (selected)
PensionBuilder (Elite)
PensionBuilder (F-Class)
Management Fee (%) Insurance Fee (%) Management Expense Ratio (%)
1.45 0.68 2.77
1.00 0.68 2.30
0.77 0.68 2.06

PensionBuilder

Management Fee (%) 1.45
Insurance Fee (%) 0.68
Management Expense Ratio (%) 2.77

PensionBuilder (Elite)

Management Fee (%) 1.00
Insurance Fee (%) 0.68
Management Expense Ratio (%) 2.30

PensionBuilder (F-Class)

Management Fee (%) 0.77
Insurance Fee (%) 0.68
Management Expense Ratio (%) 2.06
Management Fee (%) Insurance Fee (%) Management Expense Ratio (%)
PensionBuilder (selected) 1.45 0.68 2.77
PensionBuilder (Elite) 1.00 0.68 2.30
PensionBuilder (F-Class) 0.77 0.68 2.06