Overview

How This Account Works

This Account is based on a blended performance of:

  • 20% The Government of Canada 91-Day Treasury Bills
  • 40% The Manulife Asset Management Canadian Bond Index Pooled Fund
  • 30% The Manulife Asset Management Canadian Equity Index Pooled Fund
  • 10% The G5 Total Return Index (CAD)

When you invest in this account, you do not acquire an interest in this underlying index or purchase any units or legal interest in any security.

Account Details

Inception date May 23, 2014
Asset class Canadian Balanced

About the Index

The Moderate Balanced Total Return Index (CAD) is based on the total return of a representative sample of Canadian equity and bond indices. Each of these is weighted according to the total value of the index and is measured in Canadian dollars. The weighting is:

  • 20% The Government of Canada 91-Day Treasury Bills
  • 40% The FTSE Universe Bond Total Return Index
  • 30% The S&P/TSX Capped Composite Total Return Index
  • 10% The G5 Total Return Index (CAD): Non-Canadian Equity

Index Details

Benchmark name Moderate Balanced Total Return Index (CAD)
Managed by Manulife Investment Division - General Account

Performance

Performance of Moderate Balanced Index Account

Compound Returns (%)

Product 1 mth 3 mth 6 mth YTD 1 yr 3 yr 5 yr 10 yr Inception
Manulife UL (1.15%*) 1.88 2.25 3.80 2.88 13.67 9.18 5.86 5.32 3.96

Manulife UL (1.15%*)

1 mth 1.88
3 mth 2.25
6 mth 3.80
YTD 2.88
1 yr 13.67
3 yr 9.18
5 yr 5.86
10 yr 5.32
Inception 3.96

Calendar Returns (%)

Product 2018 2019 2020 2021 2022 2023 2024 2025
Manulife UL (1.15%*) -2.85 10.71 6.60 6.86 -7.76 8.20 10.38 11.20

Manulife UL (1.15%*)

2018 -2.85
2019 10.71
2020 6.60
2021 6.86
2022 -7.76
2023 8.20
2024 10.38
2025 11.20

Performance of Moderate Balanced Total Return Index (CAD)

Growth of $10,000 over 10 years ±

Start Date
End Date

Compound Returns (%)

1 mth 3 mth 6 mth YTD 1 yr 3 yr 5 yr 10 yr Inception
1.99 2.55 4.37 3.26 15.04 10.38 6.97 6.39 —
1 mth 1.99
3 mth 2.55
6 mth 4.37
YTD 3.26
1 yr 15.04
3 yr 10.38
5 yr 6.97
10 yr 6.39
Inception —

Calendar Returns (%)

2018 2019 2020 2021 2022 2023 2024 2025
-1.79 11.99 7.09 8.04 -6.94 9.32 11.69 12.36
2018 -1.79
2019 11.99
2020 7.09
2021 8.04
2022 -6.94
2023 9.32
2024 11.69
2025 12.36

Portfolio Allocation as of March 31, 2026

Asset Allocation (%)

Fixed income 39.94%
Equities 29.21%
Cash and equivalents 20.85%
Mutual funds 10.00%

Geographic Allocation (%)

Canada 88.55%
United States 7.34%
United Kingdom 1.37%
Japan 1.20%
France 0.78%
Germany 0.56%
Bermuda 0.16%
Philippines 0.04%

Top 5 Bond Holdings (%)

Name Weight %
Government of Canada 91-Day Treasury Bills Rate 20.00%
Gov. of Canada, 3%, 6/1/2034 0.76%
Gov. of Canada, 1%, 6/1/2027 0.64%
Gov. of Canada, 2.75%, 5/1/2027 0.59%
Gov. of Canada, 1.25%, 6/1/2030 0.49%

Top 5 Equity Holdings (%)

Name Weight %
Royal Bank of Canada Com 1.96%
Toronto-Dominion Bank Com New 1.36%
Shopify Inc. Cl A Sub Vtg Shs 1.26%
Enbridge Inc. Com 1.03%
Agnico-Eagle Mines Ltd. Com 0.88%

Distributions

Start Date
End Date
Effective Date Net Asset Value
2026/05/20 $158.5289
2026/05/19 $158.7399
2026/05/15 $160.0612
2026/05/14 $159.5896
2026/05/13 $159.7747
2026/05/12 $159.7886
2026/05/11 $159.9649
2026/05/08 $159.3003
2026/05/07 $159.5440
2026/05/06 $158.2787
2026/05/05 $158.2552
2026/05/04 $159.0007
2026/05/01 $158.9463
2026/04/30 $157.7440
2026/04/29 $158.5274
2026/04/28 $158.9018
2026/04/27 $159.1953
2026/04/24 $159.0158
2026/04/23 $159.0859
2026/04/22 $158.7365
2026/04/21 $159.7999
2026/04/20 $159.8398
2026/04/17 $159.0461
2026/04/16 $159.2552
2026/04/15 $159.2649
2026/04/14 $158.5515
2026/04/13 $158.2190
2026/04/10 $157.8954
2026/04/09 $158.1536
2026/04/08 $156.8682
2026/04/07 $156.9320
2026/04/06 $156.6630
2026/04/02 $156.3727
2026/04/01 $156.0158
2026/03/31 $154.3309
2026/03/30 $154.0867
2026/03/27 $154.2167
2026/03/26 $155.4141
2026/03/25 $154.1543
2026/03/24 $154.2529
2026/03/23 $153.1387
2026/03/20 $154.7168
2026/03/19 $155.4426
2026/03/18 $156.6469
2026/03/17 $156.3556
2026/03/16 $155.4291
2026/03/13 $155.8610
2026/03/12 $156.6223
2026/03/11 $157.1934
2026/03/10 $157.1083
2026/03/09 $156.7584
2026/03/06 $158.0672
2026/03/05 $158.9012
2026/03/04 $158.6810
2026/03/03 $160.1174
2026/03/02 $160.2898
2026/02/27 $160.4583
2026/02/26 $159.8568
2026/02/25 $159.5175
2026/02/24 $159.1618
2026/02/23 $159.2142
2026/02/20 $158.7743
2026/02/19 $158.5519
2026/02/18 $157.7064
2026/02/17 $157.8436
2026/02/13 $156.8556
2026/02/12 $157.8954
2026/02/11 $157.7776
2026/02/10 $157.3303
2026/02/09 $156.4560
2026/02/06 $155.5555
2026/02/05 $156.4151
2026/02/04 $156.1551
2026/02/03 $155.9493
2026/02/02 $155.4462
2026/01/30 $156.9244
2026/01/29 $157.2189
2026/01/28 $157.2008
2026/01/27 $157.3583
2026/01/26 $157.1635
2026/01/23 $157.0007
2026/01/22 $156.6064
2026/01/21 $156.3081
2026/01/20 $157.2347
2026/01/19 $157.2993
2026/01/16 $157.3488
2026/01/15 $157.0881
2026/01/14 $156.8665
2026/01/13 $156.8837
2026/01/12 $156.5610
2026/01/09 $155.9410
2026/01/08 $155.6602
2026/01/07 $155.8745
2026/01/06 $155.4813
2026/01/05 $154.5760
2026/01/02 $154.4944
2025/12/31 $154.7859
2025/12/30 $154.9378
2025/12/29 $155.0207
2025/12/24 $155.0214
2025/12/23 $154.7368
2025/12/22 $154.2918
2025/12/19 $153.8361
2025/12/18 $153.4324
2025/12/17 $153.6683
2025/12/16 $153.9995
2025/12/15 $153.8989
2025/12/12 $154.2363
2025/12/11 $153.9390
2025/12/10 $153.3694
2025/12/09 $153.4539
2025/12/08 $153.5992
2025/12/05 $154.6136
2025/12/04 $154.2390
2025/12/03 $153.9575
2025/12/02 $154.0587
2025/12/01 $154.9217
2025/11/28 $154.6535
2025/11/27 $154.5698
2025/11/26 $153.9681
2025/11/25 $153.2435
2025/11/24 $152.3191
2025/11/21 $151.7780